STEP 01
Understand the receipt
The agent extracts the merchant, amount, currency, due date, and payment destination from an uploaded receipt.
reply.cashView demo
Built for agentic fintech on AvalancheFrom a receipt to a reviewed payment intent.
reply.cash gives an AI agent the ability to understand a real-world bill, prepare an Avalanche-funded stablecoin payment, and monitor settlement—without giving the agent unilateral control of user funds.
Demo transactions use real networks and assets. Review every address and amount; start with a small amount.
Invoice detected
Agent-prepared · approval required
Amount due$24.00
Fund with
USDCAvalanche
Merchant receives
USDC
Solana
Route
Live quote
Control
User approval
The agent can prepare this payment, but it cannot approve it for you.
Demo walkthrough
One payment, four accountable steps.
The demo separates agent reasoning from financial authorization, then preserves a status trail from quote to settlement.
STEP 02
Prepare a constrained intent
It proposes Avalanche USDC or USDT as the funding asset and validates the destination, amount, and supported route.
STEP 03
Require human approval
The user reviews the asset, networks, recipient, quote, fees, and estimated time before any funds can move.
STEP 04
Track settlement
The payment state moves from quoted to deposit pending, cross-chain pending, and finally settled, failed, or refunded.
Agentic payment architecture
Autonomy with a hard approval boundary.
The agent handles interpretation, validation, route preparation, and status monitoring. The wallet owner retains the decisive action: reviewing and authorizing the transfer.
Avalanche-funded USDC and USDT payment intents
Cross-chain quoting and destination validation
Receipt-to-payment workflow with explicit approval
Persisted payment lifecycle and transaction references
Estimated settlement time from the live quote
Terminal failure, refund, and support states
Agentic
Turns unstructured payment context into a structured, reviewable intent.
Non-custodial approval
The agent never receives a seed phrase and cannot bypass wallet authorization.
Cross-chain
Uses Avalanche stablecoins as a funding rail for supported destination networks.
Fintech-ready
Carries amount, recipient, quote, timing, reference, and terminal outcome as one lifecycle.
Built for real payment operations
Try the live cross-chain payment flow.
Select an Avalanche funding asset, enter a destination, review the live quote, and observe the payment lifecycle. No transaction is sent until you explicitly approve it.